Santander Bank, NA CRA Loan Officer in Garden City, New York

CRA Loan Officer - 1705832

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Description

Mortgage Community Development / CRA Loan Officer -

Look What Santander Can Do For You!

  • Exclusive Branch Referrals

  • Extensive Product Mix Including

  • Competitive Portfolio Suite

  • Government Programs

  • Outstanding Pricing on Construction to Perm, Jumbo, & CRA Loans

  • Condo & CO-OP Lending With a Designated Operational Support Team

  • Local Operations Support for Processing, Underwriting, & Closing

  • Competitive Salary and Commission Plan

  • Comprehensive Benefits with Day One Eligibility; & 401(k) Generous Company Match

As a member of Santander’s retail banking division, you’ll help serve Santander’s retail and small business customers as part of one of the top banks in the United States based on deposits. With principal presence in the northeast U.S., Santander’s retail division offers consumer and lending products to help our customers reach their financial goals. Santander currently serves nearly 2 million retail customers and 5.2% of the 2.7 million small businesses in the US footprint have a transactional account with Santander Bank.

Santander Bank is seeking anexperiencedMortgage Community Development Loan Officer for our expanding Mortgage Department.

The Mortgage Community Development Loan Officer is responsible for:

  • Soliciting mortgage loans in support of community development initiatives designed to assist low and moderate income communities and families.

  • Providing service to Bank customers and prospective Bank customers seeking mortgage loans.

  • Ensuring compliance with Retail Mortgage Lending policies and procedures.

  • Assisting in coordinating marketing and training programs.

  • Maintaining knowledge of trends and developments in local real estate market as well as regulations concerning residential mortgage lending.

  • Developing referral sources for mortgages through partnerships with retail branches.

  • Preparing marketing plans and cross-selling other bank products and services.

  • Working with team members in Mortgage Banking Division and other departments to provide information for prompt processing and closing of residential mortgage loan applications.

  • Managing mortgage pipeline, assisting customers, inputting applications, and reviewing financial and credit data.

  • Soliciting mortgage loans, interviewing applicants to obtain pertinent information regarding their loan needs and initiating the lending decision process.

  • Studying and evaluating new activities, policies, programs, services and markets related to business development strategy.

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Qualifications

  • High School diploma or equivalent

  • 2+ years of CRA Mortgage Lending Experience is Required

  • Ability to assess financial needs and work with minimal supervision

  • Knowledge of mortgage loan regulatory requirements, residential products and functions

  • PC proficiency

  • Proven sales track record

  • Residential mortgage origination experience (FHA experience preferred)

  • Strong verbal and written communication skills

  • This position is salary plus commission

In compliance with the requirements outlined within the Compensation Requirements under the Truth-in-Lending Act (LO Comp Rule) effective January 1st 2014; Santander Bank will now perform a credit check as part of, and in addition to, the existing background check for all positions where one must perform job functions of a loan originator as defined by the LO Comp Rule.

Job : Mortgage Products
Primary Location : New York-Garden City
Schedule : Full-time
Job Posting : Jul 13, 2017, 10:32:19 AM

AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO