Santander Bank, NA Mortgage Loan Officer - NY - Bronx in Bronx, New York

Mortgage Loan Officer - NY - Bronx - 1804479

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Description

Wow! As An Experienced Mortgage Loan Officer, Look At All That Santander Can Offer You!

  • Aggressive Transition Dollars

  • Bonus Payments for Established Pipelines & Book of Business

  • Competitive Rates & Commission Plan

  • Top Tier Ramp Up Structure & Compensation

  • Exclusive Branch Referrals

  • Extensive Product Mix Including:

Competitive Portfolio Suite;

Condo & CO-OP Lending With A Designated Operations Team; Government Programs;

Outstanding Pricing on Jumbo, Construction to Permanent & CRA Loans

  • Local Operations Support for Processing, Underwriting and Closing

  • Community Involvement

  • Comprehensive Benefits with Day One Eligibility & 401 (k) Generous Company Match

  • Healthy Work-Life Balance

  • Social Responsibility

Santander - A bank where respect is standard.

Santander's purpose is to help people & business prosper.

Santander's Group aim is to be the best retail & commercial bank that earns the lasting loyalty of our people, customers, shareholders, & communities.

As a member of Santander’s retail banking division, you’ll help serve Santander’s retail & small business customers as part of one of the top banks in the United States based on deposits. With principal presence in Northeast U.S., Santander’s retail division offers consumer & lending products to help our customers reach their financial goals. Santander currently serves nearly 2 million retail customers and 5.2% of the 2.7 million small businesses in the US footprint have a transactional account with Santander Bank.

Santander Bank is seeking an Experienced

Mortgage Loan Officer for our expanding Mortgage Sales Team.

The Mortgage Loan Officer is responsible for:

  • Soliciting mortgage loan customers, industry contacts and groups to capture mortgage loan business.

  • Interviewing applicants to obtain pertinent information regarding their loan needs.

  • Initiating the lending decision process.

  • Providing service to customers seeking mortgage loans.

  • Ensuring compliance to Retail Mortgage Lending policies and procedures. Performing work in conjunction with outside sales including completing loan applications and paperwork and preparing marketing/sales materials.

  • Updating databases of loan products for sale and referral services.

  • Calling, writing and e-mailing clients or prospects.

  • Assisting in coordinating marketing and training programs.

  • Studying and evaluating new activities, policies, programs, services and markets related to business development strategy.

  • Working with team members in Mortgage Banking Division and other departments to provide information for prompt processing and closing of residential mortgage loan applications.

  • Maintaining current knowledge of trends and developments in local real estate market as well as regulations concerning residential mortgage lending.

  • Providing service and overseeing all actions during the loan origination process for managing the relationship with the customer ensuring that the mortgage loan closes based upon mutually acceptable terms.

  • Developing and cultivating self-generated referral sources and partnerships with retail branches.

  • Managing mortgage pipeline, assisting customers, inputting applications, and reviewing financial and credit data.

  • Preparing marketing plans and cross-selling other bank products and services.

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Qualifications

  • 2+ years of Retail Mortgage lending work experience is required

  • Demonstrated proficiency in residential mortgage origination

  • Knowledge of mortgage loan regulatory requirements & residential loan products

  • PC proficiency

  • Proven sales track record

  • Strong verbal and written communication skills

  • Ability to assess financial needs and the ability to work with minimal supervision is essential

  • High School graduate or equivalent

At Santander, we value & respect differences in our workforce & strive to increase the diversity of our teams. We actively encourage everyone to apply .

In compliance with the requirements outlined within the Compensation Requirements under the Truth-in-Lending Act (LO Comp Rule) effective January 1st 2014; Santander Bank will now perform a credit check as part of, and in addition to, the existing background check for all positions where one must perform job functions of a loan originator as defined by the LO Comp Rule. In order to be eligible for this position you must have a valid US Social Security at the time of application.

Job : Mortgage Products
Primary Location : New York-Bronx

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Organization : Consumer & Business Banking (1001)
Schedule : Full-time
Job Posting : Jul 9, 2018, 6:29:05 PM

AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO