Santander Bank, NA Credit Risk Underwriter II in East Providence, Rhode Island

Credit Risk Underwriter II - 1803631

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Description

Reviews, analyzes and renders credit decisions for loan applications and specialized programs, which promotes the bank's products and services. Decisions are to be made in a responsive, accurate and timely manner, in accordance with retail credit policy and procedures. Knowledgeable of automated underwriting systems, must underwrite loans to Santander Bank underwriting guidelines

Responsibilities

  • Prepares denial forms for loans which do not meet specified guidelines

  • Reviews outstanding conditions on loans for acceptance including the review and approval of the appraisal for the subject property

  • Works with other underwriters to ensure proper turnaround parameters and goals are met

  • Involved in the daily management and workflow of the loan production office

  • Works with and interacts with loan officers, processors, and closers from the Loan Production Office

  • Underwrites loans in conformance with bank defined parameters and regulatory guidelines

  • Prepares Underwriting Approvals including listing of all conditions for approved loans

  • Works in loan system to update info

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Qualifications

  • At least 1 years of lending/operations experience, including processing and call center

  • Working knowledge of loan underwriting systems

At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply

Job : Underwriting
Primary Location : Rhode Island-East Providence

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Organization : Consumer & Business Banking (1001)
Schedule : Full-time
Job Posting : Jun 29, 2018, 9:54:18 PM

AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO