Santander Bank, NA Mortgage Loan Officer - NY - Queens in Long Island City, New York
Mortgage Loan Officer - NY - Queens - 1804480
Wow! As An Experienced Mortgage Loan Officer, Look At All That Santander Can Offer You!
Aggressive Transition Dollars
Bonus Payments for Established Pipelines & Book of Business
Competitive Rates & Commission Plan
Top Tier Ramp Up Structure & Compensation
Exclusive Branch Referrals
Extensive Product Mix Including:
Competitive Portfolio Suite;
Condo & CO-OP Lending With A Designated Operations Team; Government Programs;
Outstanding Pricing on Jumbo, Construction to Permanent & CRA Loans
Local Operations Support for Processing, Underwriting and Closing
Comprehensive Benefits with Day One Eligibility & 401 (k) Generous Company Match
Healthy Work-Life Balance
Santander - A bank where respect is standard.
Santander's purpose is to help people & business prosper.
Santander's Group aim is to be the best retail & commercial bank that earns the lasting loyalty of our people, customers, shareholders, & communities.
As a member of Santander’s retail banking division, you’ll help serve Santander’s retail & small business customers as part of one of the top banks in the United States based on deposits. With principal presence in Northeast U.S., Santander’s retail division offers consumer & lending products to help our customers reach their financial goals. Santander currently serves nearly 2 million retail customers and 5.2% of the 2.7 million small businesses in the US footprint have a transactional account with Santander Bank.
Santander Bank is seeking an Experienced
Mortgage Loan Officer for our expanding Mortgage Sales Team.
The Mortgage Loan Officer is responsible for:
Soliciting mortgage loan customers, industry contacts and groups to capture mortgage loan business.
Interviewing applicants to obtain pertinent information regarding their loan needs.
Initiating the lending decision process.
Providing service to customers seeking mortgage loans.
Ensuring compliance to Retail Mortgage Lending policies and procedures. Performing work in conjunction with outside sales including completing loan applications and paperwork and preparing marketing/sales materials.
Updating databases of loan products for sale and referral services.
Calling, writing and e-mailing clients or prospects.
Assisting in coordinating marketing and training programs.
Studying and evaluating new activities, policies, programs, services and markets related to business development strategy.
Working with team members in Mortgage Banking Division and other departments to provide information for prompt processing and closing of residential mortgage loan applications.
Maintaining current knowledge of trends and developments in local real estate market as well as regulations concerning residential mortgage lending.
Providing service and overseeing all actions during the loan origination process for managing the relationship with the customer ensuring that the mortgage loan closes based upon mutually acceptable terms.
Developing and cultivating self-generated referral sources and partnerships with retail branches.
Managing mortgage pipeline, assisting customers, inputting applications, and reviewing financial and credit data.
Preparing marketing plans and cross-selling other bank products and services.
2+ years of Retail Mortgage lending work experience is required
Demonstrated proficiency in residential mortgage origination
Knowledge of mortgage loan regulatory requirements & residential loan products
Proven sales track record
Strong verbal and written communication skills
Ability to assess financial needs and the ability to work with minimal supervision is essential
High School graduate or equivalent
At Santander, we value & respect differences in our workforce & strive to increase the diversity of our teams. We actively encourage everyone to apply .
In compliance with the requirements outlined within the Compensation Requirements under the Truth-in-Lending Act (LO Comp Rule) effective January 1st 2014; Santander Bank will now perform a credit check as part of, and in addition to, the existing background check for all positions where one must perform job functions of a loan originator as defined by the LO Comp Rule. In order to be eligible for this position you must have a valid US Social Security at the time of application.
Job : Mortgage Products
Primary Location : New York-Long Island City
Organization : Consumer & Business Banking (1001)
Schedule : Full-time
Job Posting : Jul 9, 2018, 6:29:31 PM
AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO