Santander Bank, NA Mortgage Loan Officer - Northern NJ in Wharton, New Jersey
Mortgage Loan Officer - Northern NJ - 1804454
Wow! As An Experienced Mortgage Loan Officer,
Look At What Santander Can Offer You!
Aggressive Transition Dollars
Bonus Payments for Established Pipelines & Book of Business
Top Tier Ramp Up Structure & Compensation
Exclusive Branch Referrals
CompetitiveRates on OurExtensive Product MixIncluding:
Competitive Portfolio Suite;
Condo & CO-OP Lending With A Designated Operations Team;
Outstanding Pricing on Jumbo, Construction to Permanent, & CRA Loans
LocalOperational Support for Processing, Underwriting and Closing
ComprehensiveBenefits with Day One Eligibility
Generous Company401 (k) Match
Santander - A bank where Respect is standard.
Santander's Purpose - To help people & business prosper.
Santander's Group Aim - To be the best retail & commercial bank that earns the lasting loyalty of our people, customers, shareholders, & communities.
As a member of Santander’s retail banking division, you’ll help serve Santander’s retail & small business customers as part of one of the top banks in the United States based on deposits. With principal presence in Northeast U.S., Santander’s retail division offers consumer & lending products to help our customers reach their financial goals. Santander currently serves nearly 2 million retail customers and 5.2% of the 2.7 million small businesses in the US footprint have a transactional account with Santander Bank.
Santander Bank is seeking an Experienced
Mortgage Loan Officers for our expanding Mortgage Department.
The Mortgage Loan Officer is responsible for:
Soliciting mortgage loan customers, industry contacts & groups to capture mortgage loan business.
Interviewing applicants to obtain pertinent information regarding their loan needs.
Initiating the lending decision process.
Providing service to customers seeking mortgage loans.
Ensuring compliance to Retail Mortgage Lending policies & procedures.
Performing work in conjunction with outside sales including completing loan applications & paperwork & preparing marketing/sales materials.
Updating databases of loan products for sale & referral services.
Calling, writing & e-mailing clients or prospects.
Assisting in coordinating marketing & training programs.
Studying & evaluating new activities, policies, programs, services & markets related to business development strategy.
Working with team members in Mortgage Banking Division & other departments to provide information for prompt processing & closing of residential mortgage loan applications.
Maintaining current knowledge of trends & developments in local real estate market as well as regulations concerning residential mortgage lending.
Providing service & overseeing all actions during the loan origination process for managing the relationship with the customer ensuring that the mortgage loan closes based upon mutually acceptable terms.
Developing & cultivating self-generated referral sources & partnerships with retail branches.
Managing mortgage pipeline, assisting customers, inputting applications, & reviewing financial and credit data.
Preparing marketing plans & cross-selling other bank products & services.
2+ years of Retail Mortgage lending work experience is required
Demonstrated proficiency in residential mortgage origination
Knowledge of mortgage loan regulatory requirements & residential loan products
Proven sales track record
Strong verbal & written communication skills
Ability to assess financial needs
Ability to work with minimal supervision is essential
High School graduate or equivalent
At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply .
In compliance with the requirements outlined within the Compensation Requirements under the Truth-in-Lending Act (LO Comp Rule) effective January 1st 2014; Santander Bank will now perform a credit check as part of, and in addition to, the existing background check for all positions where one must perform job functions of a loan originator as defined by the LO Comp Rule. In order to be eligible for this position you must have a valid US Social Security at the time of application.
Job : Mortgage Products
Primary Location : New Jersey-Wharton
Organization : Consumer & Business Banking (1001)
Schedule : Full-time
Job Posting : Jul 9, 2018, 7:02:12 PM
AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO