Santander Bank, NA Mortgage Loan Officer - Northern NJ in Wharton, New Jersey

Mortgage Loan Officer - Northern NJ - 1804454

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Description

Wow! As An Experienced Mortgage Loan Officer,

Look At What Santander Can Offer You!

  • Aggressive Transition Dollars

  • Bonus Payments for Established Pipelines & Book of Business

  • CompetitiveCommission Plan

  • Top Tier Ramp Up Structure & Compensation

  • Exclusive Branch Referrals

  • CompetitiveRates on OurExtensive Product MixIncluding:

  • Competitive Portfolio Suite;

  • Condo & CO-OP Lending With A Designated Operations Team;

  • Government Programs;

  • Outstanding Pricing on Jumbo, Construction to Permanent, & CRA Loans

  • LocalOperational Support for Processing, Underwriting and Closing

  • CommunityInvolvement

  • ComprehensiveBenefits with Day One Eligibility

  • Generous Company401 (k) Match

  • HealthyWork-LifeBalance

  • SocialResponsibility

Santander - A bank where Respect is standard.

Santander's Purpose - To help people & business prosper.

Santander's Group Aim - To be the best retail & commercial bank that earns the lasting loyalty of our people, customers, shareholders, & communities.

As a member of Santander’s retail banking division, you’ll help serve Santander’s retail & small business customers as part of one of the top banks in the United States based on deposits. With principal presence in Northeast U.S., Santander’s retail division offers consumer & lending products to help our customers reach their financial goals. Santander currently serves nearly 2 million retail customers and 5.2% of the 2.7 million small businesses in the US footprint have a transactional account with Santander Bank.

Santander Bank is seeking an Experienced

Mortgage Loan Officers for our expanding Mortgage Department.

The Mortgage Loan Officer is responsible for:

  • Soliciting mortgage loan customers, industry contacts & groups to capture mortgage loan business.

  • Interviewing applicants to obtain pertinent information regarding their loan needs.

  • Initiating the lending decision process.

  • Providing service to customers seeking mortgage loans.

  • Ensuring compliance to Retail Mortgage Lending policies & procedures.

  • Performing work in conjunction with outside sales including completing loan applications & paperwork & preparing marketing/sales materials.

  • Updating databases of loan products for sale & referral services.

  • Calling, writing & e-mailing clients or prospects.

  • Assisting in coordinating marketing & training programs.

  • Studying & evaluating new activities, policies, programs, services & markets related to business development strategy.

  • Working with team members in Mortgage Banking Division & other departments to provide information for prompt processing & closing of residential mortgage loan applications.

  • Maintaining current knowledge of trends & developments in local real estate market as well as regulations concerning residential mortgage lending.

  • Providing service & overseeing all actions during the loan origination process for managing the relationship with the customer ensuring that the mortgage loan closes based upon mutually acceptable terms.

  • Developing & cultivating self-generated referral sources & partnerships with retail branches.

  • Managing mortgage pipeline, assisting customers, inputting applications, & reviewing financial and credit data.

  • Preparing marketing plans & cross-selling other bank products & services.

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Qualifications

  • 2+ years of Retail Mortgage lending work experience is required

  • Demonstrated proficiency in residential mortgage origination

  • Knowledge of mortgage loan regulatory requirements & residential loan products

  • PC proficiency

  • Proven sales track record

  • Strong verbal & written communication skills

  • Ability to assess financial needs

  • Ability to work with minimal supervision is essential

  • High School graduate or equivalent

At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply .

In compliance with the requirements outlined within the Compensation Requirements under the Truth-in-Lending Act (LO Comp Rule) effective January 1st 2014; Santander Bank will now perform a credit check as part of, and in addition to, the existing background check for all positions where one must perform job functions of a loan originator as defined by the LO Comp Rule. In order to be eligible for this position you must have a valid US Social Security at the time of application.

Job : Mortgage Products
Primary Location : New Jersey-Wharton

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Organization : Consumer & Business Banking (1001)
Schedule : Full-time
Job Posting : Jul 9, 2018, 7:02:12 PM

AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO